NewsChannel 13 In-Depth

Re-financing your home: is now the time?
Interest rates have been on a roller coaster, hitting a low of about 4.5% earlier in the year. So is it still a good time to re-finance?
 
Federal energy tax credit: worth your investment?   
You've probably seen the ads urging you to buy energy efficient windows, wood stoves and insulation - to get a Federal energy tax credit. But how do you know it's worth the investment?
 
Learn the lessons of life on the cheap   
If you've having trouble making ends meet, learn words of wisdom from people who lived through the Great Depression...
 
Get the best deals on prescription drugs   
The cost of prescription drugs is growing at two to three times the rate of inflation. Not only that, co-pays are on the rise. So how do you know you are getting the best deals?
 
Christmas for just $500   
The Holidays can put a squeeze on your wallet. But could you do it for $500, for a family of four? We challenged a well-known thrifty shopper to find out...
 
Roundabout crazy in the Capital Region   
Over the last two years, we have seen roundabouts popping up all over the Capital Region. The Department of Transportation thinks they make intersections safer, but a lot of drivers think they're confusing and lead to more accidents. The bottom line is, it looks like we're going to have to get used to them...
 
Beware of your antibiotic   
It's cold and pneumonia season. That means prescriptions for antibiotics will be written, but before you take that medication there's another disease you need to know about. It's information that could save your life...
 
Downtown Cohoes enjoying revival   
Reinventing a city after an old industry has packed up and gone away.  Cohoes is generating a lot of buzz.  Kumi Tucker takes us behind the scenes in the Spindle City to find out what they are doing right...
 
Horse slaughter: Life after the track   
The arrest of thoroughbred breeder Ernie Paragallo led us to do a little digging. We found life after racing is not always glorious for thoroughbreds...

 Part 1: Home stretch for thoroughbreds 
 Horse Slaughter Legislation Tracker
 
Horse slaughter: Home stretch for thoroughbreds   
The home stretch for thoroughbreds -- it's a good place to be when they are on the track, but once their racing days are done it can be a very different story...

 Horse Slaughter Legislation Tracker
 
Economic Survival Guide: Summer Travel on the Cheap   
Consumers are not the only ones hurting in this economy. The travel industry is too -- so they're offering deals and discounts.
 
Economic Survival Guide: Make Money Merchandising   
If you're feelin' the pain in this economy, it could be time to earn some extra bucks: right in the stores where you shop every day.
 
Economic Survival Guide: Cut Credit Card Debt   
Credit card companies have been changing their terms, jacking up interest rates and piling on penalites. The best way to fight back? Get smart about cutting the debt that you owe.
 
Economic Survival Guide: Drive Down Car Insurance   
In this economy, every penny counts. Even on those things you *need* like car insurance. So how do you know if you're being taken for a ride on your policy?
 
Health insurance for the unemployed   
This is National Cover the Uninsured Week.  It's estimated 47 million Americans don't have health insurance. But as the ranks of the jobless continue to grow, so will that number...
 
Economic Survival Guide: Free is Affordable   
News Channel 13's Beth Wurtmann finds way to make ends meet...absolutely free.  
 
Economic Survival Guide:  Sell Your Stuff   
It's one way to fill that hole in your wallet. How hard is it to get started selling on the internet?  Actually, not very hard at all...
 
Economic Survival Guide: Trim Your Phone Costs   
ALBANY - We may be glued to our phones. But unglued by that monthly bill.   
 
Economic Survival Guide: Scam Alert on work-at-home jobs   
 
 
Business is picking up for Delmar man   
It seems every week we're reporting more layoffs, leaving so many people to ask "what now?" Some see a need and create a business to fill it - like a Delmar man who reinvented himself with an unusual, but profitable, new career...
 
Former financial planner reinvents herself   
Maybe you just got laid off from a job you've had for years, maybe decades. Now what do you do?  An Albany woman left the corporate world and is now trying to earn a living by following her passion...
 
When Debt Collectors Go to the Extreme   
Getting a call from a debt collector can be stressful. News Channel 13 goes In Depth to look at the tactics some use - to get you to pay up.
 
Know your Rights on Repossession   
With the economy turning sour, many people are falling behind on their payments for cars and boats. That could lead to an unwanted visit from a repossessor.....
 
Day Care Advice Learned the Hard Way   
Jessica Layton goes beyond the headlines with tips learned the hard way, that will help you work and relax while your kids are at day care.