How to get your finances in order in 2019

January 10, 2019 09:34 PM

(NBC News) Experts say about a third of Americans have set financial resolutions for the New Year, with saving more, spending less and paying down debt being the most common goals for 2019. 

Ted Rossman from suggests trying an uncommon approach, like temporarily taking on a second job, and asking your boss for a raise to help bring in more cash. 

"Especially if you're a good performer, and you haven't had a raise in a while, it definitely doesn't hurt to ask," said Rossman. 

Another priority within these first few weeks, should be a check-up on your credit score.

"There are a lot of people who have errors on their credit reports that are costing them money. Take a quick look, go to, and get any mistakes corrected," said Rossman.

Finally, if you're nervous about the wild swings expected in the stock market, Rossman says you should consider moving your money back into a traditional bank savings account.

"You can get about 2.5 percent federally insured on your savings," said Rossman. "For the first time in many years, that's keeping pace with inflation."

Read more:

Advertisement – Content Continues Below


NBC News

Copyright 2019 WNYT-TV LLC, a Hubbard Broadcasting Company. All rights reserved

Relay Media Amp
Albany man arrested for Amsterdam murder

Westerlo home catches fire, homeowner charged with assault

2020 Democrats converge in Miami for 1st night of debates

Rensselaer County sheriff renews federal program giving some officers ICE powers

Photos of migrant father and daughter spark global anguish